Our goal is to save you money, provide superior coverage, and rigorously defend you against a claim. Physicians Casualty reinsures to a major reinsurer at least 60% of all risks it insures (per risk). All Physicians Casualty premium rates, as developed by Physicians Casualty’s consulting actuaries (Milliman & Associates), have been filled with the Insurance Commissioner’s Office in its domicile. Further, all Physicians Casualty forms, applications, insurance policies and declaration pages have also been filed with the Insurance Commissioner’s Office as required for approval. Physicians Casualty’s insurance product requires all insureds to be a member of the “pre-paid” legal defense program that Physicians Casualty has endorsed.
Physicians who request insurance from Physicians Casualty Risk Retention Group must complete the Physicians Casualty Risk Retention Group application and underwriting requirements. Physicians Casualty Risk Retention Group offers the following coverage options: $100,000/$300,000 – $250,000/$750,000 – $1,000,000/$3,000,000 claims-made insurance policies. Physicians Casualty Risk Retention Group offers various modes of premium payment and several insurance deductible options. However, there is no deductible in the “pre-paid” legal defense program.
A. Scope
The Code of Business Conduct and Ethics applies to all directors, officers and key employees of Physicians Casualty Risk Retention Group, Inc. (the "Corporation"). Such officers and directors may be referred to herein individually as "Covered Party" or collectively as the "Covered Parties."
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Physicians Casualty
611 Druid Road, Suite 512
Clearwater, Florida 33756
Phone. 727-581-6400